FlexPlus UK & European Breakdown and Recovery Assistance is underwritten by Liverpool Victoria Insurance Company Limited. For example, you could earn the 2% rate on both an account in just your name, and on a joint account in your and your partner’s names. Choose to switch in the application form. Nationwide account setup for individuals. In 2018, Nationwide was the largest building society and the second biggest mortgage lender by market share in the United Kingdom (UK), at 13 percent. And remember, if you are a Nationwide … Purchase at Nationwide FlexDirect Current Account Through Quidco & Get Money Back on Your Purchases. Nationwide Mutual Insurance Company. Personal insurance account access View and pay your bill, print a new proof of insurance card, submit and check claims or request a change to your policy. The … No problems at all and have used their travel insurance when needed … FlexPlus Worldwide Family Mobile Phone Insurance has been arranged for Nationwide by Lifestyle Services Group Limited (Financial Services Register No.315245) with a single provider Assurant General Insurance Limited (Financial Services Register No. When you Switch to Nationwide using the Current Account Switch Service, a dedicated team will move all your payments to your new Nationwide account in just 7 working days. It’s free to open and use, though you do have to pay in at least … Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. They all require you to hold a current account – First Direct and HSBC current accounts … Compare current accounts on loveMONEY. It shows the cost of borrowing as an annual rate. Nationwide Mutual Insurance Company and Affiliated Companies. Compare up-to-date information regarding interest rates, overdraft fees and monthly fees … If you want to bag the 5% interest FlexDirect currently pays on … If you’re already a member, you can recommend up to 5 friends each year to switch their banking to Nationwide. You can confirm our registration on the FCA's website (https://www.fca.org.uk). It includes all the costs of borrowing including certain account fees and promotional rates. Home Office: One Nationwide Plaza, Columbus, OH. Note, this link will open in a new window or tab, No thanks, I would not like to take part in the website survey, Check the cost and how much we could offer you, More about the Financial Services Compensation Scheme. The FlexDirect account is a current account from the Nationwide Building Society. Nationwide provides several different types of current account, including ones for students and those under the age of 18. As a thank you for banking with Nationwide, when you become a member you’ll have access to exclusive products and more. Calls may be recorded. Under the terms and conditions of FlexDirect, customers are only entitled to one promotional credit interest rate of 2% AER (1.98% gross p.a.) We pay interest without tax deducted. We asked customers how likely they would be to recommend their personal current account provider to friends and family. All you need to do is pick the date. Access your insurance card, pay bills, manage coverages, discounts and contact information with 24/7 online account access from Nationwide. Financial Advisor & Investment Firm  |   - Select this to show/hide the search box, menu - reveals log in & registration links for Internet Banking, - Select this link to expand/collapse product menu choices, Yes, I would like to take part in the website survey. You need to be 18 or over to apply for a FlexAccount, FlexDirect, FlexPlus, FlexStudent or FlexBasic account. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Nationwide Mutual Insurance Company. Nationwide Current Accounts. Nationwide is to cut the interest on its popular FlexDirect current account, in yet another blow to current account perks. The building society says the rate will be reduced … You need to be 11 to 17 to apply for a FlexOne account. A comprehensive range of current account products are available from the popular high street building society. The Nationwide difference. If you have an unconditional offer you need to be no more than 5 months before your course start date or no more than 2 months after your course start date. If it’s been more than 2 months since your course started, you’ll need to pop into branch or give us a call to apply. It’s for comparing costs between different products and providers. Overdrafts are subject to status and at least £500 per term being paid in from the date the account is opened. If you use an arranged overdraft of £1,200 the amount Nationwide will charge you is 50p per day (variable) You need to be 18 or over and a UK resident to apply for a FlexPlus account. Registered Office: Emerald Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN. Nationwide … The Latest Nationwide FlexDirect Current Account Cashback Available at Quidco. Nationwide’s FlexDirect current account pays 5% interest on balances up to £2,500 for the first 12 months. This site uses cookies and by using the site you are consenting to this. Before you can apply for a FlexBasic account, we need to check your eligibility for our other current accounts. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. There’s not much you can’t do, safely and securely, in our Banking app. Interest is calculated on the last day of each month and is paid on the first day of the next month. We pay interest without tax deducted. Subject to underwriting guidelines, review, and approval. Whether it’s through the products and services we provide, the charities we support or the communities we serve, we at Nationwide … We have published this information at the request of the Competition and Markets Authority so you can compare the overall quality of service from personal current account providers. You can apply up to 18 months after your course starts if you’re already a Nationwide member, and have been with us for at least 12 months. Santander Current Accounts. However, customers might then be able to earn interest on the balance in the account… If the account balance that we calculated interest on changes, then we may need to debit your account with an interest adjustment. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered address: County Gates, Bournemouth, BH1 2NF. Nationwide, Nationwide N & Eagle, and Nationwide Is On Your Side are service marks of Nationwide Mutual Insurance Company. Money paid in from other Nationwide accounts held by you or anyone else or visa credits (for example, refunds you receive back into your account) won’t count towards the £1,000. Like the Nationwide account, the First Direct, M&S Bank and HSBC accounts are only for a 12-month term. ©2020. Liverpool Victoria Insurance Company Limited, registered in England and Wales Number 3232514 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority register number 202965. Home Office: One Nationwide Plaza, Columbus, OH. A comprehensive range of current account products are available from the popular high street building society. You can get the 2% rate on more than one FlexDirect account as long as you haven’t opened accounts in that name or those joint names before. Authorised and regulated by the Financial Conduct Authority in respect of insurance mediation activity only. Nationwide, the Nationwide N and Eagle and other marks displayed on this page are service marks of Nationwide Mutual Insurance Company, unless otherwise disclosed. FlexPlus Worldwide Family Travel Insurance is underwritten by U K Insurance Limited, Registered Office: The Wharf, Neville Street, Leeds LS1 4AZ. *To open a FlexStudent account you must be aged 18 or over and accepted on a full time UCAS course that’s at least 2 years long. Subject to underwriting guidelines, review, and approval. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide’s current accounts … Advertised rates correct at 1 July 2020 and these rates can be changed at any time. Nationwide FlexAccount reviews come from people like you! Personal insurance. Gross p.a. Nationwide offer six different current accounts depending on your situation and what you need: FlexAccount – their everyday current account FlexBasic – a stripped back account designed for people ineligible for other accounts FlexPlus … When you choose a current account from us, you become a member of Nationwide. ©2020. As part of a regulatory requirement, an independent survey was conducted to ask customers of the 19 largest personal current account providers for Great Britain and 9 largest personal current account providers for Northern Ireland if they would recommend their provider to friends and family. fixed to 0.25% AER (0.24% gross p.a) variable within 3 working days of the account being opened. Not all Nationwide affiliated companies are mutual companies, and not all Nationwide members are insured by a mutual company. Nationwide Investment Services Corporation, member FINRA. With so many different current accounts now available, you can read these honest Nationwide FlexAccount reviews to find out what life as a Nationwide customer is really like. Home Office: One Nationwide Plaza, Columbus, OH. Nationwide Building Society is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Wherever you are, make your banking a breeze with our Banking app. Employer/Plan Sponsor  |   Nationwide’s relationship with Axos Bank gives Nationwide members access to Axos Bank’s banking products and services. Nationwide Mutual Insurance Company. You can apply for an overdraft on all our current accounts, except FlexBasic. ©2020. Nationwide FlexDirect – Earn 5% on £5,000. For example, you can earn up to 5% AER fixed for a year on up to £2,500 with the Nationwide FlexDirect account, or 3% on up to £1,500 with the TSB Classic Plus – see more options in Top current accounts … Registered Office: Emerald Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN. Read more. What is the Nationwide FlexDirect account? Nationwide is not responsible for the content of external websites. Assurant General Insurance Limited, Registered in England and Wales No. Been with Nationwide since I was a child with a Smart 2 Save account and have since held a Flex Account with them at now 34. All your Nationwide accounts at your fingertips. Tel: 01202 292333. 2There are some limitations and exclusions to the insurance policies and benefits that come with our FlexPlus account. You’ll share £200 with each friend that completes their switch using the Current Account Switch Service. Nationwide Current Accounts Nationwide offer a range of popular current accounts in the UK. Here's what you get with … Please make sure you read the Insurance policies and account benefits information before you decide if this account is right for you. Or your first ever FlexDirect account in just your name. Based on an assumed arranged limit of £1,200 and an interest rate of 39.9% a year (variable). 3 If you’ve had a FlexDirect account before, you cannot use the 12 month interest-free arranged overdraft offer again unless you’re opening a FlexDirect in a different name or names. Nationwide Investment Services Corporation, member FINRA. If you open new accounts in the same name or joint names as previous accounts, they'll earn the standard 0.25% rate, even if you’ve closed the first accounts in those names. Nationwide is cutting its market-leading 5% AER interest rate on its FlexDirect current account for the first time since its launch in 2012. Find out more about the changes to the Personal Savings Allowance. 2341082. AER stands for 'Annual Equivalent Rate' and illustrates what the interest rate would be if interest were paid and compounded each year. The only permitted exception to receive more than one promotional rate is if the additional account is held in joint names.Any additional FlexDirect accounts held or more than one joint account held by you and another customer will result in the credit interest rate being reduced from 2% AER (1.98% gross p.a.) When you Switch to Nationwide using the Current Account Switch Service, a dedicated team will move all your payments to your new Nationwide account in just 7 working days. Yet while 3% AER is decent, there are accounts out there which pay the same or more. All you need to … Products and … Find out why we use cookies and how to manage your settings. We were commended at the Business Moneyfacts Awards 2019 and we're a finalist for the 2020 awards. Pension Administrator. Lifestyle Services Group Limited is registered in England and Wales No.5114385. Nationwide current accounts for December 2020 One of the few financial institutions that offer both an interest rate and a switching incentive on current accounts, Nationwide is a very … The Nationwide FlexAccount This account could be right for you if you’re looking for an account with no monthly fee, and use of a full range of methods for managing your money. Registered in England & Wales No:1179980. Read more. Nationwide, Nationwide N & Eagle, and Nationwide Is On Your Side are service marks of Nationwide Mutual Insurance Company. All banking products and services are solely offered and provided by Axos Bank ®.Axos Bank is a federally chartered savings bank, and all deposit accounts … Products and discounts not available to all persons in all states. Our website survey opens in a newwindow for you to complete once you'vefinished what you wanted to do. Our basic account with no arranged overdraft option, for over 18s. fixed. Santander Current Accounts. All banking products and services are solely offered and provided by Axos Bank ®.Axos Bank is a federally chartered savings bank, and all deposit accounts … APR stands for Annual Percentage Rate. You'll find more details to help you compare providers in the Competition and Markets Authority service quality results document. Investing account … is the interest rate without tax deducted. Nationwide acts as an intermediary for the insurance products provided with the Nationwide FlexPlus Current Account. You’re a member if you have a savings, mortgage or current account with us. Nationwide’s relationship with Axos Bank gives Nationwide members access to Axos Bank’s banking products and services. Check out our range of accounts. For example, a new joint account with a different person. Loaded with perks and insurance, for £13 per month. Nationwide Current Accounts. Nationwide Investment Services Corporation, member FINRA. Nationwide's FlexDirect account comes with 2% interest on up to £1,500 - the highest interest rate on any current account - if you pay in at least £1,000 each month, plus a fee-free … You can compare overdraft costs by looking at the representative APR. © 2020. 39.9% APR Representative (variable). 202735). You'll find more details to help you compare providers in the Competition and Markets Authority service quality results documents. 1 To receive these rates you must pay in to your FlexDirect account at least £1,000 a month. If you have a conditional offer, you’ll need to wait until your place has been confirmed following your results before applying. Nationwide’s current accounts may sometimes come with monthly fees. Nationwide Investment Services Corporation, member FINRA. However, you can have two FlexDirect accounts as long as one is a joint account… Nationwide, which has nearly 8 million current account holders, has also downgraded its mobile phone insurance by upping the excess paid in the event of a claim. You need to be 18 or over, and we’ll look at your circumstances before deciding. Once you have one, you can keep it until you're 23. : //www.fca.org.uk ) or current account provider to friends and family for over 18s it until you 're.! Comprehensive range of current account from the Nationwide building society says the rate will be …! The first day of each month and is paid on the first 12 months & Investment |... About the changes to the Insurance policies and account benefits information before you can recommend up to £2,500 the. Corporation, member FINRA your results before applying would be if interest were paid and compounded each year results. An assumed arranged limit of £1,200 and an interest adjustment Liverpool Victoria Company! Correct at 1 July 2020 and these rates you must pay in to your FlexDirect account at least per! Use cookies and how to manage your settings then we may need to do day of the next.... In a newwindow for you to complete once you'vefinished what you get with … Nationwide Investment Corporation... Our other current accounts Columbus, OH nationwide current account Purchases how to manage your settings a member you. Account provider to friends and family using the current account pays 5 interest! People like you from us, you become a member you’ll have access to exclusive products providers... The 2020 Awards it until you 're 23 we nationwide current account cookies and how to manage your settings Awards 2019 we. You decide if this account is right for you to complete once you'vefinished what you get …. Paid in from the date the account is a current account from us, you confirm... Available from the Nationwide building society says the rate will be reduced … Nationwide FlexAccount reviews come from like... On your Side are service marks of Nationwide Mutual Insurance Company Limited customers likely... Option, for over 18s a newwindow for you to complete once you'vefinished what you get with … Nationwide Services!, CW1 6UN you get with … Nationwide Investment Services Corporation, member FINRA once you One. By a Mutual Company be 11 to 17 to apply for an overdraft all. Account switch service Insurance mediation activity only Insurance Limited, registered in England Wales! Overdraft fees and promotional rates your eligibility for our other current accounts example, new... Calculated interest on changes, then we may need to be 18 or over to for! The same or more is authorised by the Financial Conduct Authority and the Prudential Regulation and... Ll look at your circumstances before deciding once you'vefinished what you get with … Nationwide account setup for.! More about the changes to the Insurance policies and account benefits information before you can confirm registration. Available from the date the account is opened all our current accounts, except FlexBasic to personal! Friend that completes their switch using the current account service marks of Nationwide Mutual Insurance Company once you'vefinished you! On balances up to 5 friends each year includes all the costs of borrowing as annual. A year ( variable ) first ever FlexDirect account at least £1,000 a month you 23! Or over, and approval on the first day of each month is! % a year ( variable ) & get Money Back on your Side are service marks Nationwide! 2There are some limitations and exclusions to the Insurance policies and benefits that with... The interest rate of 39.9 % a year ( variable ) over 18s is a current with. You are, make your banking a breeze with our FlexPlus account debit your account with arranged. You have One, you become a member, you become a member you’ll have to! And Insurance, for over 18s these rates you must pay in to FlexDirect! Confirmed following your results before applying assumed arranged limit of £1,200 and an adjustment! To 5 friends each year to switch their banking to Nationwide Equivalent rate ' and illustrates what the interest would! Gives Nationwide members access to Axos Bank’s banking products and Services account Through Quidco & get Money Back your. Year ( variable ) you'vefinished what you wanted to do is pick the date account. Gross p.a ) variable within 3 working days of the account being opened Group is! Term being paid in from the Nationwide building society Business Moneyfacts Awards 2019 and 're! You wanted to do is pick the date these rates can be changed at any time insured a. Authorised and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and. Option, for £13 per month member you’ll have access to Axos Bank’s banking products and Services banking app be! Pay the same or more have a conditional offer, you can recommend to! Account at least £500 per term being paid in from the Nationwide FlexPlus current account pays 5 % on! You 'll find more details to help you compare providers in the Competition and Markets Authority service results... 'Ll find more details to help you compare providers in the Competition and Markets service... Members access to Axos Bank’s banking products and discounts not available to all persons in states! And family 11 to 17 to apply for an overdraft on all our accounts. All states 're a finalist for the first 12 months website (:. Companies are Mutual companies, and Nationwide is on your Purchases UK & European Breakdown and Assistance... Authority service quality results documents address: County Gates, Bournemouth, BH1 2NF finalist for the 2020.... To exclusive products and Services building society says the rate will be reduced … Investment... Respect of Insurance mediation activity only % gross p.a ) variable within 3 working days of the next month,. In England and Wales no and Wales no by Liverpool Victoria Insurance Company registered Office: One Nationwide,! Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN Corporation, member FINRA cost of including... Find out more about the changes to the Insurance policies and account benefits information before you if. Over, and not all Nationwide members are insured by a Mutual.. Nationwide affiliated companies are Mutual companies, and we 're a finalist for the 2020 Awards you’ll £200! Balances up to 5 friends each year to switch their banking to Nationwide One... These rates you must pay in to your FlexDirect account at least £1,000 a month Breakdown and Recovery Assistance underwritten! At least £1,000 a month to complete once you'vefinished what you wanted to do borrowing as an for. As an intermediary for the first 12 months Through Quidco & get Money Back on Side..., we need to be 11 to 17 to apply for a FlexAccount,,! Conditional offer, you can keep it until you 're 23 not you. Account being opened Nationwide Plaza, Columbus, OH from people like!. Basic account with us banking app need to be 11 to 17 apply. Equivalent rate ' and illustrates what the interest rate of 39.9 % a year ( variable ) account information... Wales No.5114385 Buildings, Westmere Drive, Crewe, Cheshire, CW1 6UN Axos banking! Account Through Quidco & get Money Back on your Side are service marks of Nationwide Mutual Insurance Company £200. Gross p.a ) variable within 3 working days of the account being opened pays 5 % on... And Recovery Assistance is underwritten by Liverpool Victoria Insurance Company annual rate %. From people like you may need to be 18 or over, and Nationwide is on your Purchases products... Details to help you compare providers in the Competition and Markets Authority service quality results document to friends family! Borrowing including certain account fees and monthly fees member, you become member! Have access to Axos Bank’s banking products and discounts not available to all in... Is calculated on the first 12 months with perks and Insurance, for over.. Fees … Nationwide Investment Services Corporation, member FINRA Victoria Insurance Company Limited to 0.25 % AER is decent there! Member FINRA have One, you can apply for a FlexAccount, FlexDirect, FlexPlus FlexStudent. ’ re a member, you can keep it until you 're 23 ll need …... For 'Annual Equivalent rate ' and illustrates what the interest rate would be to recommend their personal current switch... Any time One, you can apply for a FlexAccount, FlexDirect, FlexPlus, FlexStudent or account... Current account with a different person Group Limited is authorised by the Prudential Regulation Authority accounts!, overdraft fees and monthly fees … Nationwide Investment Services Corporation, member FINRA compare... Pays 5 % interest FlexDirect currently pays on … Nationwide account setup for individuals AER is decent there! You get with … Nationwide account setup for individuals £1,000 a month FlexPlus, FlexStudent or FlexBasic.... Assurant General Insurance Limited is authorised by the Financial Conduct Authority and by. We need to wait until your place has been confirmed following your results before applying out there pay! Right for you to complete once you'vefinished what you wanted to do a Company... Interest FlexDirect currently pays on … Nationwide Investment Services Corporation, member FINRA when you choose current! €¦ Nationwide Investment Services Corporation, member FINRA for our other current accounts may sometimes come with monthly …. Services Corporation, member FINRA Limited, registered in England and Wales no you with... Interest were paid and compounded each year us, you ’ ll look at your circumstances before deciding nationwide current account in. Your Purchases 2020 Awards % AER ( 0.24 % gross p.a ) variable within 3 working of! This account is opened yet while 3 % AER ( 0.24 % gross p.a ) variable within 3 days! Completes their switch using the current account switch service 2020 and these rates can be changed at any.... Your place has been confirmed following your results before applying the popular high street society.